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The Best, Free Financial Literacy Courses for Middle and High School


Staff member
Dec 13, 2023
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From the Cool Cat Teacher Blog by Vicki Davis
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Picture a classroom full of students excited to learn about money. Welcome to the world of free financial literacy courses! These financial literacy courses from EVERFI are a must-have for any middle or high school. It's perfect for kids of all ages and has won top awards. I highly recommend EVERFI as the best free financial literacy courses for middle and high school students. So, why is EVERFI my top pick for free financial literacy courses? Keep reading to find out!

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EVERFI sponsored this post. All opinions are my own.

Who is EVERFI?​

EVERFI is endorsed with the ISTE Seal of Approval and Digital Promise Product Certification, Plus, Jump$tart’s Financial Friday newsletter recently featured them. Best of all, these courses are free, tested over time, and right for students of all ages.

Before we dive in, let's talk about EVERFI. Founded in 2008, it's a trusted resource for 15 years. Just last year, over 60,000 teachers used their digital tools. I've picked their best courses for this post. But they offer many more free lessons. Want to learn more? Check out their course list. You can also follow them on social media at EVERFIK12. Register now for their FREE virtual LearnOn conference on Monday, October 9, and learn the best practices in using their lessons.

Why Teach Financial Literacy?​

Besides being a vital life skill for students, a U.S. News and World Reports survey from August 2020 sheds more light. It reveals that 83% of parents believe high school fall short of making their kids financially savvy. Not only that, but parents also want their children to learn other skills. These financial literacy skills include comparison shopping, avoiding online scams, effectively using credit, and investing. Furthermore, research supports starting early. Studies show that kids as young as seven can start grasping basic money concepts.

In addition, a recent August 2023 report from the Council for Economic Education brings more news. It reveals that 25 states require students to take a course in economics to graduate. Also, 30 require a personal finance course. That's an increase of nine states since 2020! If you haven’t already added financial literacy to your curriculum, chances are it's coming your way soon!

But here's the good news. All these financial literacy skills parents want (and kids need) are bundled into one powerful package. EVERFI offers a comprehensive financial literacy curriculum that fits right into your class or serves as an extra activity.

Additionally, to help you get the message across, I've created an infographic. It highlights the importance of financial literacy that you can download and print.

infographic-financial literacy education importance

Download this financial literacy infographic to share with others.
Free Financial Literacy Course with FutureSmart
In the FutureSmart middle school financial literacy curriculum, students learn about balancing income and expenses and much more.
Learn about FutureSmart
Practical knowledge that prepares students for the real world is a cornerstone of the EVERFI Financial Literacy curriculum.
Practical knowledge preparing high schoolers for the real world is a cornerstone of the free financial literacy course for high school.
Learn about EVERFI Financial Literacy

FutureSmart: Financial Literacy for Middle School​

Available in both English and Spanish, FutureSmart has a unique twist. In this engaging simulation, students role-play as the mayor of a town. Their task? To guide citizens in making wise financial choices.

Moreover, this isn't just fun and games. Recent research shows that this free course boosts students' financial knowledge by 20% compared to those who didn't take it. And that's true for students from all backgrounds.

In this lesson, not only will students learn to make real-life financial decisions, but they'll also tackle key topics. These include saving money, planning for education and careers, and budgeting. Plus, they'll get a primer on taxes and withholding forms for when they start working.

But where does this course fit in your curriculum? Whether you teach economics, business, social studies, or career readiness, these financial literacy lessons have a place. Additionally, his free financial literacy course aligns with Jump$tart Coalition Standards for K-12 Personal Finance Education, National Curriculum Standards for Social Studies, and State Academic Standards.

In FutureSmart Students learn about how to save money.
One of the objectives of FutureSmart is to teach students to save money.
Access Futuresmart

Grade Level: 6-8

Length: 7 digital lessons, 25 minutes each

Languages: English and Spanish

EVERFI: Financial Literacy for High School​

Also available in Spanish and English, EVERFI: Financial Literacy for High School has been one of the most popular for schools to use for over ten years. While this course has improved and grown over the years, the sound financial principles it teaches have remained the same. Students will learn about real-world financial management, how to apply for financial aid for college, credit, investing, taxes, and more.

What I like most about this course is the real-world scenarios that let students make decisions and explore how things work before it is time to do them for real. The conversations that come from the real-world simulation can have a real-world impact, in my experience. This is the sort of course that students and parents will thank you for later.

This course is a great fit for economics, financial algebra, family and consumer science, business, and AVID courses. Or, as we do in my school, a life-readiness course for graduating seniors would be a great fit for this course.

This course is aligned with the Jump$start Coalition for Personal Financial Literacy National Standards.

Students learn financial literacy skills in the free EVERFI course.

Access EVERFI Financial Literacy

Grade Level: 9-12

Length: 7 digital lessons, 35 minutes each

Languages: English and Spanish

Great Financial Literacy Courses for All Ages​

So, as you look at adding enrichment or supplemental activities, or as you choose curriculum, these free courses for all ages will make a positive impact in your school and with your students. Full of fun, engaging activities and real world simulations (for the older students), EVERFI has courses you’ll want to add to your classroom. Join the 60,000+ educators who are already using EVERFI and add these lessons to your classroom today!

Related Posts about EVERFI​

EVERFI has the best free financial literacy course. This blog post is where I share about their money management course.

Disclosure of Material Connection: This is a “sponsored blog post.” The company who sponsored it compensated me via a cash payment, gift, or something else of value to include a reference to their product. Regardless, I only recommend products or services I believe will be good for my readers and are from companies I can recommend. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

The post The Best, Free Financial Literacy Courses for Middle and High School appeared first on Cool Cat Teacher Blog by Vicki Davis @coolcatteacher helping educators be excellent every day. Meow!
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